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The Hidden Dangers of Socialist/Communist Policies on Retirement: A Cautionary Message for Future Retirees

by Eric Seyboldt, MBA

As global economic dynamics change, the propaganda of socialist and communist policies re-emerges, offering an egalitarian utopia. However, beneath this promise lies a reality that will significantly lower the standard of living for retirees and destroy future generations. The impact of adopting these economic models goes beyond theoretical discussions; it jeopardizes the financial security of those nearing retirement and nearly everyone else in America. We are already experiencing the consequences.

By their nature, socialist and communist policies disrupt the core principles of a prosperous retirement. These systems emphasize state control over the economy, often resulting in inefficient resource allocation and hindering personal entrepreneurship. The push for wealth distribution usually sacrifices personal motivation and innovation—key drivers of economic growth and the performance of retirement funds.

Retirees need to understand that socialist/communist policies frequently bring heavy regulations and bureaucratic inefficiency, which hinder economic growth. Such policies can deter foreign investment and limit job creation, increasing unemployment and reducing national wealth. This situation further strains the resources needed for sustaining social welfare programs, leading to a cycle of higher taxes and fewer benefits.

In a socialist system, high taxes and wealth redistribution reduce individuals' financial autonomy, leaving retirees with less disposable income to save and invest. Additionally, government control of industries usually results in a lack of competition, causing economic stagnation, lower productivity, and reduced investment returns. This stagnation directly affects pension funds and lowers retirement portfolio yields. Those in the US have only experienced higher yields over the last few years because the government has printed an extreme amount of new money. We see the extreme erosion of the buying power of the new portfolio values.

Moreover, the promise of state-provided retirement benefits can be misleading. With an aging population and fewer workers supporting the welfare system, socialist states often find themselves in unsustainable fiscal positions. Consequently, retirees may face reduced benefits, delayed pensions, or even the complete failure of retirement schemes. Dependence on government guarantees becomes a risky wager with one's financial future.

Inflation often follows socialist policies, diminishing the purchasing power of retirees on fixed incomes. The illusion of economic equality through socialist measures ultimately compromises individual prosperity, creating an environment where retirees face an unpredictable and potentially dangerous financial outlook.

The psychological impact of economic uncertainty should not be underestimated. Retirees, having contributed to the economy throughout their lives, become vulnerable to policy changes and government austerity measures. The erosion of personal wealth and the instability of government-dependent retirement plans can cause anxiety, stress, and a reduced quality of life in retirement.

Adopting socialist and communist economic policies presents a clear and present danger to retirees' living standards. Given the historical unsustainability of these systems, pre-retirees should advocate for and invest in market-driven economies that promote individual financial empowerment and growth. Achieving a secure and fulfilling retirement involves personal responsibility, diverse investments, and economic freedom. Remaining vigilant and informed, and supporting leaders in government who believe in these principles, is crucial to protecting one's future from the destructive promises of socialists at heart.

Reach out to us for a complimentary, 10-minute consultation call. Let's explore together how we can help you protect your assets, ensuring your golden years are as fulfilling and worry-free as you’ve always imagined. Email Eric at [email protected] or give us a call today to schedule your consultation. Let's make your retirement dreams a reality!

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An Important Message From Major General Geoffrey Higginbotham, USMC (Retired)

reposting of an article from 3/15/21 in Bear Witness

Harris’s husband, Doug Emhoff, works for the law firm DLA Piper, which “has nearly 30 years of experience in communist China with more than 140 lawyers dedicated to its branch of “Investment Services in Communist China.” He has just been appointed professor at Yale for future school lawyers at the fine points of communism.

When she was elected to the United States Senate, Kamala Harris appointed a pro-communist Senate chief of staff, Karine Jean-Pierre. Jean-Pierre actively participated in the New York-based Haiti Support Network. The organization worked closely with the Communist World Workers’ Party of North Korea/pro-communist China and supported Jean-Bertrand Aristide, Haiti’s former far-left communist president and the radical Lavalas movement.

Fortunately for Harris, but potentially disastrous for the Republic, elected officeholders are not subject to the security clearance process. Had the FBI done a background investigation into Kamala Harris, she would never have passed, due to her close 40-year ties to Marxists, Communists, Maoists and communist China. Harris would never have been approved to be accepted into any of the 5 Military Service Academies, nor would she have been appointed to a position in the U.S. Government Sub-cabinet, nor would it have been approved to hold a delicate position for a high-security defense contractor.

However, since Joe Biden was elected, Harris could be one step away from being president. The Constitutional Republic of the United States is being threatened by the People’s Republic of Communist China (PPC) and its very active espionage operations within the United States. The Communist People’s Republic of China (CFP), with 1.4 billion inhabitants, is ruled by the 90 million-member Chinese Communist Party (PCCh), which has been working with Russia to destroy the Constitutional Republic of the United States for more than 70 years.

If U.S. voters read the background information (in Trevor Loudon’s article) about Kamala Harris, they would never support her election as vice president of the United States. Joe Biden suffers from early onset of dementia and will continue to decrease brain awareness; will never be able to serve a four-year term. Since Biden was elected, the Socialists, Marxists, and Communists who control Kamala Harris plan to enact provisions of the 25th Amendment, to dismiss Joe Biden from office, so that Harris can become the first communist president of the United States.

Since Biden was elected, because Biden would not live up to it, Kamala Harris would lead the effort to name leftists, communists, socialists and anti-American Marxists very dangerous to occupy very sensitive positions in the bureaucracy of the deep state of Washington. She would hold all designated positions at the U.S. Intelligence Agencies, the Department of Homeland Security, the Department of Defense, the Department of Justice, the State Department, the FBI, the CIA, most cabinet posts, the National Security Council, and White House personnel.

American voters must alert their fellow Americans that Kamala Harris is a very serious national security threat to the very survival of the Constitutional Republic of the United States; she has been a travel companion for Marxists, Communists, Maoists, Socialists, Progressives and Chinese Communists for more than 35 years. President Trump had a lot more background information about Kamala Harris than we put here, and he was right when he accused Kamala Harris of being a communist subverter.

Fixed annuities can be an essential component of a well-rounded retirement strategy, offering security, predictability, and efficiency in financial planning.

Here are current fixed annuity rates and their durations from Top A-rated carriers (subject to change at any time, not FDIC insured):

While Summer Temperatures Increase, Fixed Rates Are Starting To Cool! Call Us To Lock Yours In!

3-year: 5.25% (under $100k Deposited)

3-year: 5.50% (over $100k Deposited)

5-year: 5.70% (under $100k Deposited)

5-year: 6.00% (over $100k Deposited)

Please feel free to email Eric at [email protected] if you’d like to ask any questions or request information on these fixed annuities or other retirement topics that are on your mind.

REAL ASSETS, Invest Like the Ultra-Wealthy 

Have You Called Us Yet to Explore Gold or Bourbon as an Addition to Your Portfolio?

With the ongoing economic fluctuations, more savvy investors are opting for tangible assets to protect their retirement savings. Physical gold and unconventional choices like barrels of bourbon are gaining popularity. These physical investments offer solid protection against the impacts of excessive money printing and inflation and are excellent for diversifying portfolios during stable times.

Historically, tangible assets have consistently outperformed other investment types during periods of economic recession and volatility. They offer a reliable shield against potential financial crises. Including physical assets in your investment portfolio can be both prudent and profitable.

Given today’s economic instability, investing in tangible assets may be a smart strategy to ensure the stability of your financial plans. Interested in learning how these physical investments can enhance your portfolio? Let’s explore together and lay the groundwork for a secure and prosperous retirement!

Allocating funds into the asset class known as “Real Assets” may be a strategy that you should consider.

Ask us how to Rollover a portion of Your IRA or 401k To A BOURBON IRA (www.bourbon.fund/how-it-works/) or a GOLD IRA (see link below) and:

• Safeguard your assets from the collapsing dollar

• Incorporate the ‘REAL ASSET’ class into your portfolio like the ultra-wealthy

• Hedge against the current high-inflation conditions

• Protect your retirement assets against economic crises

Just get in touch. We make it easier than ever.

Feedback or Questions?

You’re invited to get in touch with us if you’d like to find out how the Novus Financial Group can help you on your journey to a happy, fulfilling life in Retirement. 

We have a lot of great information, as well as podcasts from our radio show ‘The Financial Insider’, and tools on our website - www.novusfg.com.

[email protected] www.novusfg.com [email protected]

Office: 614-943-2265

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Investment advisory services are offered by duly registered individuals on behalf of CreativeOne Wealth, LLC a Registered Investment Adviser. CreativeOne Wealth, LLC and Novus Financial Group are unaffiliated entities.

The content we provide here isn’t financial advice and cannot be taken as such. Please speak to your financial advisor before making any investment decision. Also, note that every investment comes with its risks and drawbacks. Lastly, we would like to remind you that past results cannot guarantee future returns.

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