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Rental & Investment Properties Are Under Attack

by Eric Seyboldt 

In the constantly changing domain of property ownership, rental properties and investment homes in the United States are increasingly susceptible to deed fraud and title theft. It is vital to recognize these weaknesses to protect your investments effectively.

Multiple Owners: Rental properties often have many stakeholders, such as landlords, property management firms, and investors. Such complexity leaves room for bad actors to exploit inconsistencies in property titles. Misunderstandings or lack of communication between owners can allow fraudulent activities to occur without detection.

Absentee Ownership: Owners of rental properties may reside far from their investments. This geographic separation can enable impostors to impersonate owners, forge signatures, and transfer property titles stealthily. For example, a landlord residing in a different state might overlook unauthorized alterations to their property title until considerable harm has been done.

Limited Oversight: Rental properties managed by external companies typically suffer from inadequate supervision, which increases the risk of fraudulent activities going unnoticed. If a property management company neglects regular checks on title changes, the opportunity for fraud is considerably higher.

Financial Incentive: Rental properties represent significant assets with the potential for continual rental income. These characteristics make them attractive targets for fraudsters aiming to illegally profit through deed fraud or title theft, which can result in unauthorized occupancy or sales and considerable losses for the rightful owners.

Complexity of Transactions: Real estate transactions, particularly those involving rental properties, are complex and involve numerous parties, legal agreements, and financial transactions. This complexity can create openings for fraudsters to find loopholes or manipulate documents to illicitly transfer property titles.

Digital Vulnerabilities: With a shift towards managing rental property transactions and records digitally, these assets are vulnerable to cyber-attacks or data breaches. Cyber criminals can manipulate digital vulnerabilities to commit deed fraud or title theft remotely, gaining unauthorized access to sensitive data through hacking or phishing.

One Defense to Consider: Home Title Lock's TripleLock™ Protection

Given these vulnerabilities, Home Title Learn features opened up tailored and hardcore security for property owners and landlords. TripleLock™ Protection offers comprehensive defense mechanisms including continuous monitoring, prompt alerts, and expert restoration services to defend rental investments against threats like title theft and deed fraud.

24/7 Monitoring: Our advanced monitoring systems keep a vigilant watch on your property titles around the clock, identifying any unauthorized alterations or suspicious transfer activities.

Urgent Alerts: Any detected anomalies in your property titles are immediately communicated, allowing property owners to quickly address and investigate suspicious activity.

Restoration Services: Should deed fraud or title theft occur, our skilled team of restoration professionals is ready to guide you through the process of reclaiming your property rights and navigating the legal landscape.

In the face of evolving threats to rental property ownership, safeguarding investments against title theft and deed fraud is more important than ever. Implementing a multi-layered defense strategy is essential.

1. Regular Monitoring: Consistently monitoring your property titles can help detect unauthorized changes early. Utilize available monitoring services to keep a constant watch over your assets.

2. Secure Documentation: Keep all property-related documents in a secure location, both physically and digitally. Ensure that all digital records are protected by strong passwords and encryption.

3. Verify Transactions: Regularly review all transactions and communications related to your properties. Confirm the authenticity of any changes or updates with all stakeholders involved.

4. Engage Trusted Professionals: Work with reputable property management companies, real estate agents, and legal professionals who can provide expert advice and oversight.

5. Stay Informed: Keep yourself updated on the latest fraud tactics and prevention strategies. Being aware of common scams and vulnerabilities can help you stay one step ahead of fraudsters.

By combining these safeguards, landlords and property owners can significantly reduce the risk of title theft and deed fraud, ensuring the protection and security of their valuable rental investments.

Reach out to us for a complimentary, 10-minute consultation call. Let's explore together how we can help you protect your assets, ensuring your golden years are as fulfilling and worry-free as you’ve always imagined. Email Eric at [email protected] or give us a call today to schedule your consultation. Let's make your retirement dreams a reality!

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Diversifying Your Self-Directed IRA

by Andrew Newby

The key to a successful retirement strategy lies in diversification, a concept most IRA holders understand well. With a self-directed IRA, investors can access a broad range of non-traditional assets – an opportunity that opens the doors to investments in innovative areas such as the bourbon market. Today, we're highlighting the unique potential of investing in our Global Bourbon Investment Fund through your self-directed IRA.

Understanding The Bourbon Reserve: The Bourbon Reserve is an innovative investment fund that capitalizes on the global trends in the booming bourbon market. With our seasoned investment team at the helm, we provide investors with a unique opportunity to maximize their returns by investing in whiskey barrels. This unique asset class has several advantages over traditional investments such as stocks or mutual funds.

Why Invest in Bourbon?

1. Strong Growth Pattern: Bourbon is a high-growth industry, with its highest year-over-year growth rates typically seen in the first four years of aging, averaging around 25% per year. This rapid, predictable growth makes bourbon an attractive asset for those seeking robust returns with minimal risk.

2. Diversification: Since bourbon is not directly correlated with broader equity markets or macroeconomic activity, it provides a valuable diversification strategy. This means your IRA will be less affected by external influences such as economic recessions, making your investment more stable and secure.

3. Attractive Returns: A well-managed Bourbon investment fund, like ours, can offer attractive returns compared to other investment options. For example, our 36-month Whiskey Equity Investment Trust (WEIT) has an anticipated compounded annual growth rate of over 18%.

4. Tax Benefits: With our WEIT investments, distributions can be classified as long-term capital gains, as defined by US 26, section 1222. This stands in contrast to REITs which issue dividends, generally taxed as ordinary income.

Investing in our Global Bourbon Investment Fund through a self-directed IRA can be a smart way to diversify your retirement portfolio while taking advantage of the potential growth and tax benefits of bourbon investment. Keep in mind, however, that self-directed IRAs require the account owner to make all the investment decisions and carry out due diligence. Therefore, it's crucial to familiarize yourself with the bourbon market and our investment model.

Investing in bourbon through a self-directed IRA opens up a world of potential for investors seeking to diversify their portfolios, minimize risk, and maximize returns. As with all investments, a balanced approach that aligns with your risk tolerance and retirement goals is essential. The Bourbon Reserve provides a unique opportunity to access a growing and high-return asset class, thus making a compelling case for the inclusion of bourbon in your IRA portfolio. Make sure to consult with a financial advisor to understand all the implications of this investment strategy fully.

About the Author

Andrew Newby

Andrew is a passionate entrepreneur and experienced tech strategist with a deep love for the Bourbon industry. As the CEO of The Bourbon Reserve, he leads the charge in navigating the exciting world of Bourbon investments. Andrew's entrepreneurial spirit extends to co-founding The Toledo Spirits Co. and HEAVY Beer Co., where he has played an instrumental role in their growth and success. Alongside his ventures in the spirits industry, Andrew boasts a strong background in software product development, making him a versatile leader in both the Bourbon and tech worlds.

Fixed annuities can be an essential component of a well-rounded retirement strategy, offering security, predictability, and efficiency in financial planning.

Here are current fixed annuity rates and their durations from Top A-rated carriers (subject to change at any time, not FDIC insured):

Rates Are Starting To Drop! Don’t Wait To Lock Them In!

3-year: 5.70% (under $100k Deposited)

3-year: 5.85% (over $100k Deposited)

5-year: 5.70% (under $100k Deposited)

5-year: 6.10% (over $100k Deposited)

Please feel free to email Eric at [email protected] if you’d like to ask any questions or request information on these fixed annuities or other retirement topics that are on your mind.

REAL ASSETS, Invest Like the Ultra-Wealthy 

Have You Called Us Yet to Explore Gold or Bourbon as a Portfolio Defense Tool?

In the midst of current economic uncertainties, an increasing number of savvy investors are turning to physical assets to safeguard their retirement savings. Many are opting for solid investments like physical gold or even more unique choices like barrels of Bourbon. These real assets offer a strong shield against the impacts of excessive money printing and inflation, and are also great for diversifying your investment portfolio in more stable periods.

Throughout history, real assets have typically performed better than other investment forms during times of economic struggle. They provide a dependable protection against possible financial crises. Adding real assets to your investment mix can be both a prudent and potentially profitable strategy.

With today's economic volatility, investing in real assets could be a smart way to keep your financial plans secure. Curious about how these tangible investments might benefit your portfolio? Let's explore and establish a foundation for a safe and thriving retirement!

Allocating funds into the asset class known as “Real Assets” may be a strategy that you should consider.

Ask us how to Rollover a portion of Your IRA or 401k To A BOURBON IRA (www.bourbon.fund/how-it-works/) or a GOLD IRA (see link below) and:

• Safeguard your assets from the collapsing dollar

• Incorporate the ‘REAL ASSET’ class into your portfolio like the ultra-wealthy

• Hedge against the current high-inflation conditions

• Protect your retirement assets against economic crises

Just get in touch. We make it easier than ever.

Feedback or Questions?

You’re invited to get in touch with us if you’d like to find out how the Novus Financial Group can help you on your journey to a happy, fulfilling life in Retirement. 

We have a lot of great information, as well as podcasts from our radio show ‘The Financial Insider’, and tools on our website - www.novusfg.com.

[email protected] www.novusfg.com [email protected]

Office: 614-943-2265

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Investment advisory services are offered by duly registered individuals on behalf of CreativeOne Wealth, LLC a Registered Investment Adviser. CreativeOne Wealth, LLC and Novus Financial Group are unaffiliated entities.

The content we provide here isn’t financial advice and cannot be taken as such. Please speak to your financial advisor before making any investment decision. Also, note that every investment comes with its risks and drawbacks. Lastly, we would like to remind you that past results cannot guarantee future returns.

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