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Unlocking Wealth: Secrets the Government Doesn’t Want You to Know

by Eric Seyboldt 

Imagine a world where the affluent grow their fortunes while seemingly owning very little. This intriguing scenario is right in front of us, powered by tactics that the wealthy employ to shield and expand their riches. The government seldom shines a light on the strategies that could help everyone accumulate wealth similarly. These methods aren't exclusive to the elite; anyone willing to learn and implement them can benefit.

In this article, we will delve into how the wealthy arrange their assets, use debt strategically for growth, and maximize wealth through tax benefits. These insights could change your financial journey and help you access the pathways to success.

Wealth Without Ownership: Protecting Assets Through Legal Structures

One often overlooked wealth-building method is asset protection. The affluent rarely hold assets in their personal names. Instead, they use legal structures like trusts and LLCs to manage their assets. This approach ensures privacy and protects their wealth from lawsuits and creditors, effectively allowing them to "own nothing but control everything."

By distancing personal assets from potential liabilities, the wealthy shield themselves from risks while controlling their riches. This strategy is fully legal and accessible to informed people, yet it’s rarely mentioned in mainstream financial advice. It's one of the hidden tactics that enable the affluent to preserve and enhance their wealth without facing unnecessary risks.

Leveraging Debt: A Tool for Wealth Creation

While most people view debt as a burden, the wealthy interpret it differently. They leverage what's called "good debt" for wealth creation. Instead of borrowing for consumer items, they use loans to acquire appreciating assets, commonly in real estate or other Real Assets. This practice, known as leverage, allows them to control large assets with minimal personal investment.

Though many fear debt, strategic borrowing can significantly amplify returns. In a low-interest setting, this tactic becomes even more effective. By incurring minimal interest while their assets appreciate, they accumulate wealth on a scale that would be impossible without leverage.

Maximizing Wealth Through Tax Benefits

One lesser-discussed aspect of wealth accumulation is tax advantages available to smart investors. Real estate investors, in particular, benefit from depreciation, which reduces taxable income while the property's value increases. This is a significant reason why real estate continues to be a crucial part of wealth for many.

Moreover, tax codes offer opportunities to defer taxes on capital gains through options like the 1031 exchange. This allows investors to sell a property, reinvest the earnings into a new one, and defer immediate tax liabilities. While the government provides these incentives, they are seldom highlighted, leaving many in the dark about the potential tax savings that could greatly boost their wealth-building processes.

The Path to Financial Freedom

The keys to building wealth aren't secret; they're just not widely taught. Asset protection, using good debt, and utilizing the tax code are strategies the wealthy use to ensure their financial stability. While these tools may not be actively promoted by the government, they are available to all. With the right information and commitment, you can adopt these methods to unlock your financial potential.

Having discovered the tactics of the wealthy, it's time to act. Whether you're rethinking your finances to protect your assets, exploring real estate investments, or investigating tax benefits for investors, the path to wealth is open to you. The affluent have built lasting legacies using these strategies, and with the right mindset, so can you. Are you prepared to reshape your financial future?

Reach out to us for a complimentary, 10-minute consultation call. Let's explore together how we can help you protect your assets, ensuring your golden years are as fulfilling and worry-free as you’ve always imagined. Give us a call today (614-943-2265) to schedule your consultation. Let's make your retirement dreams a reality!

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The Truth About Market Volatility: Embrace the Chaos

Client: Eric, the stock market seems to be all over place lately. Prices swing up and down, making it hard to predict what's coming. Should be concerned about this volatility, and what does it mean for my investments?

Eric: The stock market is a lively entity, constantly changing and never still. The frequent ups and downs you're observing are known as volatility. Although it might feel unsettling, this volatility is not only normal but also crucial for achieving long-term investment success.

Market volatility describes how much and how frequently prices shift, either upward or downward. The larger and more frequent these moves are, the more volatile the market is considered to be. It's essential to understand that volatility isn't merely an unpredictable force. Instead, it's an inherent part of the stock market and can even be an advantage for investors who know how to actively manage it and approach it with discipline.

Client: But how can we assess this volatility, and is there any way to anticipate its occurrence?

Eric: Volatility is measured using a statistical tool called standard deviation, which helps us see how much prices deviate from their average. A larger standard deviation indicates more significant price swings. The VIX, often referred to as the "fear index," is one of the most well-known indicators. It gauges how much market movement investors expect in the near future. Higher VIX figures suggest that investors are preparing for major changes.

During quieter periods, the VIX tends to stay around the low 20s, but it soared to 82.69 during the uncertain times of the COVID-19 crisis in 2020. Although such times are stressful, they also offer opportunities.

When volatility surges, many investors panic and sell off their assets, but history shows that the biggest gains often come during the recovery from these drops. If you exit the market too soon, you miss out on those rebounds. Instead, volatility can be your friend if you know how to use it. When prices fall, you're essentially buying assets at a discount.

A disciplined investor like you should remember that volatility is the price you pay for long-term gains. Instead of fearing it, recognize that it’s giving you opportunities to strengthen your portfolio. Keep in mind that this doesn’t mean chasing every dip—it means sticking to your plan, rebalancing when necessary, actively managing your portfolio, and seizing the chance to buy valuable stocks at lower prices when others are panicking.

There’s an additional layer of protection that can shield you from market volatility, and that’s an Indexed Annuity. During times of heightened volatility, an Indexed Annuity offers you a way to participate in the market’s upside without being exposed to its downside. These products are tied to a market index—like the S&P 500—but they have a crucial feature: your principal is protected from losses. If the market goes up, you gain, often with a cap on the upside. But if the market crashes, you don’t lose any of your principal.

Incorporating an Indexed Annuity into your portfolio, a kind of safety net, can be invaluable when the markets are unpredictable, offering you the opportunity to earn market-based returns while sleeping soundly at night, knowing your investments are protected from catastrophic losses.

In the end, volatility isn’t the villain—it’s a tool for growth, if you’re prepared. Yes, the market ebbs and flows, but remember, this turbulence is part of the ride. Companies are resilient, and over time, those who stay calm and disciplined reap the rewards. Keep your long-term goals in focus and trust the process. And with strategies like Active Management and incorporating tools like Indexed Annuities in your portfolio, you can embrace the market’s upside while shielding yourself from its harshest storms. Market volatility is not a threat—it’s the key to enduring wealth and financial security.

Contact us for a free, brief 10-minute consultation. Together, we can discuss ways to safeguard your wealth and ensure your retirement years are as enjoyable and stress-free as you've envisioned. To arrange your consultation call us today (614-943-2265). We're here to help turn your retirement aspirations into reality.

Fixed annuities can be an essential component of a well-rounded retirement strategy, offering security, predictability, and efficiency in financial planning.

Here are current fixed annuity rates and their durations from Top A-rated carriers (subject to change at any time, not FDIC insured):

The First Fed Decrease of .50% Is Here! Don’t Wait To Lock In These Fixed Annuity Rates Today Since They’re Starting to Fall!

3-year: 4.85% (under $100k Deposited)

3-year: 5.0% (over $100k Deposited)

5-year: 5.05% (under $100k Deposited)

5-year: 5.35% (over $100k Deposited)

Please feel free to email Eric at [email protected] if you’d like to ask any questions or request information on these fixed annuities or other retirement topics that are on your mind.

REAL ASSETS, Invest Like the Ultra-Wealthy 

Have You Considered Adding ‘Real Assets’ like Gold or Bourbon to Your Investment Portfolio?

Given the current economic uncertainties, a lot of savvy investors are turning to physical assets to safeguard their retirement funds. Tangible investments like gold and even bourbon barrels are becoming increasingly popular. These Real Assets serve as a strong shield against the impacts of excessive money printing and inflation, while also offering great diversification opportunities during stable economic phases.

Traditionally, physical assets have consistently outperformed other types of investments in times of economic downturns and market uncertainty. They provide dependable protection against potential financial disruptions. Incorporating tangible assets into your investment plan can be both a wise and rewarding decision.

With today's economic instability, investing in physical assets could be a sensible approach to ensure the durability of your financial plans. Are you interested in discovering how these tangible investments could enhance your portfolio?

Allocating funds into the asset class known as “Real Assets” may be a strategy that you should consider.

Ask us how to Rollover a portion of Your IRA or 401k To A BOURBON IRA (www.bourbon.fund/how-it-works/) or a GOLD IRA (see link below) and:

• Safeguard your assets from the collapsing dollar

• Incorporate the ‘REAL ASSET’ class into your portfolio like the ultra-wealthy

• Hedge against the current high-inflation conditions

• Protect your retirement assets against economic crises

Just get in touch. We make it easier than ever.

Feedback or Questions?

You’re invited to get in touch with us if you’d like to find out how we can help you on your journey to a happy, fulfilling life in Retirement. 

Office: 614-943-2265

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Investment advisory services are offered by duly registered individuals on behalf of CreativeOne Wealth, LLC a Registered Investment Adviser.

The content we provide here isn’t financial advice and cannot be taken as such. Please speak to your financial advisor before making any investment decision. Also, note that every investment comes with its risks and drawbacks. Lastly, we would like to remind you that past results cannot guarantee future returns.

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